During one of my yard sales, I had struck up a conversation about health issues (something it seems we ALL share) and mentioned having no insurance. She informed me you COULD get Aflac without going through an employer, such as self-employed people obviously couldn’t do. And she would know, as she sold it.
So, you may want to check your area for a rep. and check into it, as an option. Can’t tell you rates, good, bad, etc., but, good to know all your options.
Hope it helps.